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Doh! Lucky I live in SA :-) I only blow smoke in the morning, it's OK after it warms up :-) Duncan,

Right, you did the hard yards and now you're reaping the benefits. Great! I sincerely look up to you. We all in our own way 'suffer in order to possess'.. Just as you have done. Some by giving up personal time (ie working hard) some by living frugally.. I gave up Cars and I'll never take...

Ahh, I see where you've come off the rails Brains.. you see you would appear to be delaying gratification on a TIME basis.. You have activities you'd rather be doing but you're working your arse off instead? Duncan.

Perhaps I'm just a mere mortal.. but I do choose not to have things now so that I can get to where I want to be financially faster.. Brains, you should write a book, as one that tells me how to have everything I want now AND continue to grow my wealth would be a book I'd buy.. But guess...

Brains, One thing to remember about "The Millionaire Next Door" is this, its a collection of facts, not a work of fiction like other wealth coaching books. It just examines the habits of the wealthy.. Its not possible to actually disagree with it. But even though, you've still...

Brains.. I'm sure there's some things you choose to delay gratification on. Duncan.

Brains..I'm not afraid to spend money :-) I spend $100's every month on tools and other toys.. But not on cars, been there done that, lost the money.. never again. Sure a nice car would be great to drive around in.. I just don't want one because of the economic cost it brings.. I choose to opt...

I suffer in order that I may possess :-)

My old banger blows a bit of smoke.. but the environmental cost of manufacturing a NEW car to replace it would be enormous, the metal, the new plastics, the paint and solvents, the radio-active components for the catalytic convertor etc etc.. I'm doing my kids a favour by continuing to drive...

haha :-) I paid $1000 for Edford the Bedford.. it might cost me $9-10K to put him back on the road in the style I want.. but he's going to be great for my development/reno business.. the ute just isnt big enough any more :-) For those of you wondering what the hell Edford the Bedford is.. his...

I stand corrected then.. Love to see some figures, bet it costs more than Lowning ( leasing or owning :-) ) BangerDriver..

OK I dont think you've been following the thread very closely. Leasing a car is the same as borrowing money to buy it.. it works out the same. Whilst you say you don't want to own it I'm sorry to say that leasing a vehicle brings with it the same problems as ownership.. If you dont look after...

Steven, Leasing a laptop generally works out more expensive than buying one. The one attraction to lease is that you dont need a huge wad of cash to get one.. Tax wise you will be able to depreciate the cost of a Laptop you BUY and any interest incurred on finance to buy the laptop will be...

Hwd, Leasing a car doesnt insulate you from the losses incurred.. YOU still fund the depreciation.. It costs much the same to lease a vehicle as it does to own it.. from a tax perspective there's really not much difference either.. when you lease a vehicle you claim all the payments and...