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Thanks Paul. If anyone can also explain the term 'wrap' and keep going with the replys. This forum is great.

outside my ( comfort ) zone Hi Folks. I am in Geelong, have several IPs (unitss/flats) purchased over the last 3 years. Very seriously looking to buy in northern Vic. and wondering 1. what did you encounter that you didn't think of. ( This is for people who have property some distance from...