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Thanks Brady, will have an in-depth discussion with my banker.

Hi Brady, Relationship is direct with a CBA banker at the moment. That's a good idea, my only concern is people seem to suggest I should be engaging a good broker to get better ideas and access to different/ multiple lenders? We are eligible for loans up to 90% without LMI (wife...

Hi Shahin, What constitutes a credit enquiry? Is it considered one if it's just a better rate request? or a top up with the same lender? or happens when we start shopping around for pre-approvals with multiple lenders? Thanks!

Hi Rolf, Currently have income protection up to age 65 (2 months waiting period) with AMP for 60% of my salary. Basically bought this after AMP (super provided by employer) suggested it's something that is good to have. Do you think that is adequate and is that suitable?

Anyone interested in providing some feedback :)

Thanks for the good advise here. Mr Fabulous - that's a great idea! Redom - Loans are over the $1M mark. Rolf, do you mind elaborating further on the points below and some further questions - some might be silly? There are no LMI in our loans and be smart about waiting until the...

Have just stumbled across this forum in the last couple days and what a great site! We're currently in knowledge acquisition/ planning stage to be able to act quickly when then time is right for our next purchase. Am seeking advice from the experienced people on how we should structure our...