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  1. E

    NAB, fixed IR and increase loan ?

    well, I will let my broker try with NAB, see how it goes. :confused:
  2. E

    NAB, fixed IR and increase loan ?

    "if NAB had an issue then, they possibly wont like it now." Hi Rolf, are you saying NAB is relaxing its rules?
  3. E

    NAB, fixed IR and increase loan ?

    thanks Peter, I might need to speak to my broker soon with your advice on board.
  4. E

    NAB, fixed IR and increase loan ?

    "and now 2 years later you are back with NAB with your portfolio ? Sounds confusing to me, but im sure there are good reasons. When you next move, if at all possible, dont churn the whole lot, try and move some of your lending down the serviceability scale and see if you can get it done with...
  5. E

    NAB, fixed IR and increase loan ?

    "I do question your statement that NAB is tight on servicing though. In my experience they're consistently one of the most generous lenders available. I can even explain why in terms of their lending policies and the math used in their servicing calculators." Hi Peter, I go the impression...
  6. E

    NAB, fixed IR and increase loan ?

    thanks Pinkboy, D.T, Rolf, Peter, Redom and Jamie. you are right Rolf, NAB is stubbon with serviceability. "Even if your loan wasn't fixed you'd still do this to separate the original home (non deductible) loan from the equity loan which is presumably for investment purposes (and this...
  7. E

    NAB, fixed IR and increase loan ?

    Hi guys would you pls advise? 2 IPs, mortgaged with NAB, * IP1 valued at $1.5m, loan $641k, however the loan is on fixed rate till Nov 2015. * IP2 valued at $500k, loan $300k, variable rate. now I would like to take some equity (cash) out for further purchase (with other bank)...
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