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I doubt ME Bank would do too much high LVR rural. For the purposes of this conversation at least, investors gearing to 90% in Cat 1 resi locations should be able to reasonably assume they'll be under 80% by the time the 5 year fixed rate expires. Certainly for NRAS, where the overwhelming...

Starting at 90% today, it's reasonable to feel you should under 80% by Year 6