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The answer to this depends on which SMSF loan product you use. Broadly speaking ( with the exception of St George/Bank SA) lenders will use 100% of the Super Contribution ( 9K in this example) and 80% of rental income ( $21K in this example) and sometimes, if you can demonstrate that you've...

Its absolutely true that the CBA SuperGear loan does offer 80% LVR, but download the PDF from the CBA website and take a very close look at the set up costs, annual fees and the very controlling restrictions CBA places on the structure. CBA definitely requires a Personal Guarantee. Not...

Redraw is NOT allowed. You would have to sell the first property and start the process over again. Keep in mind that if you do so, CGT is only 10%( unless you have reached pension phase, where its 0%), so if you have made a nice Cap Gain, it may still be a very worthwhile exercise.

Properties purchased in a SMSF should rarely, if ever, be running at any kind of a loss so there should never be a shortfall unless the property is untenanted. There are very simple and logical reasons for this; Unlike loans for investment properties bought in individual or company names...