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well yes, I should have finished the comment by adding... and then they'll come looking for it :)

come on - you and I dont know whether they have money- and its not the point. None of us enjoys ownership of the forum. Its open to anyone who registers and while you dont have to agree with them, you dont have to insult them either. You can disagree respectfully :)

Now now- everyone play nicely. Its perfectly OK for people to have differences of opinion but the tone doesnt need to be menacing or aggressive or insulting.

You'd lose 40K and the bank and/or mortgage insurer would lose 160K - IF you sold.