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I think its 6.90, not 6.80?? http://www.bankwest.com.au/personal/home-loans/home-loan-products/super-start-home-loan

100% offset and cheap? Heres an idea. depends whether you want a broker or branch manager to help out or not, or whether you're comfy dealing with it online. https://www.loans.com.au/Pages/Rates-and-Fees.aspx