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As I said- get vals done up front- just to be safe.

Respectfully, I would have to disagree with the premise of this post. It makes a number of assumptions that were demonstrably effective during a previous era of credit growth, but can no longer be assumed to be suitable. It also makes a number of false claims which can be readily refuted. 1...

I'd also be insisting on your broker getting an upfront valuation on Yagoona. When I did this a few months back- valuations were off by 30-40K. It may well have improved by now, as the development progresses, but it's important to know what you need to budget for - just in case it is still...