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Thought better of it. I stand by the numbers. They are there for all to see, and they are there for all to scrutinise, and they add up.

Well, what are you investing time here for ? Ha! Go and live the life :) You've hit most peoples end goal , if you've got 200K + of tax free passive income finding its way to your bank account each year :)

Well, no- that's incorrect in most instances. Whether you are at work or not, your rental properties generate assessable taxable income, no? And certainly, for the overwhelming majority of investors who actually do have debt, do need to work and do need to utilise neg gearing ( perhaps you're...

You CANNOT receive less than Rental CPI for that year. You can however, be increased ABOVE rental CPI for that year if local conditions have outperformed Rental CPI. Your worst case outcome is Rental CPI- full stop. And that has achieved 5.2% average since NRAS was introduced in 2008/9

Sure- but Mosman and Toorak also arent the kind of areas that 95% of the investor population invests in, whether we are talking NRAS, non NRAS, new, old, etc... I concede, I concede lol - NRAS is fantastic - but I cant make it work magic in million plus price points :)

The 10% return is simple to demonstrate. Even allowing for 105%gearing ( total purchase, legals and stamp duty) here's an example. 400K Apartment in low rise development, in NSW. Total funds borrowed = 425K (use any structure you like. But for the purpose of this exercise lets use 10% +...

In your scenario, you've assumed costs of 20K per annum Assuming $400 market rent, you'd receive $320 under NRAS, or $16,640 per annum That would generate a $3,360 cash flow loss ( $16,640 income - 20K expenses) You'd also have depreciation. This will vary from property to property...

You will see them in inner city/expensive areas at times. It's not common, but for example, there are 828 NRAS allocations attached to Studio's in this project - http://www.centralparksydney.com/ This is a massive project, due to deliver around 2,000 apartments in total.

Not only is it indexed to rental CPI, but independent rental appraisals are done in Years 1,4 and 7 to bring your market rent back in line with local conditions- just in case rental CPI has been outperformed by local increases in the intervening years So Year 1 - Market Rent is set, based...

upper income threshold for couple with 3 kids is $136,680 http://www.fahcsia.gov.au/our-responsibilities/housing-support/programs-services/national-rental-affordability-scheme/national-rental-affordability-scheme-nras-household-income-indexation

No dissing of other strategies deltaberry- just commentary on how NRAS can compliment any strategy by adding cash flow. And the post relates to generating cash flow, so I think it's suitable to talk about cash flow. :) Few people would invest in a share portfolio that was all high growth...

Well, Ive answered these questions at length many times- but will do so again :) a) stop looking at the wrong sources for the stock. Every piece of stock I work with values on the button, or within 10K. And Im not the only one. Good NRAS deals exist. Work harder to find them - or call me...

With 2.5 Million available, I'd be after 25 x NRAS properties. Assuming a P/Price of 400K per property - take 100K for deposit and stamp duty, use majors until you run out of borrowing capacity, then use Adelaide Bank and Firstmac @ 80% LVR, where they utilise the rent, your income and the...

This is where the inclusion of some NRAS properties will assist. They will CF+ immediately, tax free- and that can have a multiplier effect that enables you to create equity and increase your borrowing capacity far sooner. Otherwise, without massive growth AND massive income with which...