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Thanks for all reply. Now I understand it. Any other ways? marg4000, you are right. if keep more 1 year, CGT is 25%.

At the beginning of our investment journey, we buy affordable properties as we do not have big bucks to invest in blue chip area. At certain point of life, when we accumulate enough equity, we sell small chips in order to buy a blue chip property. This will trigger capital gain tax which is up...