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I have checked my super policy over and over again, and the catch is.. it's only payable up to 2 years from the date the insurance is being claimed, and in that sense it's not really a good deal. However, death/TPD cover is definitely better within super, so I'll just increase the unit as my...

Hi Michael: I would like to know if income protection insurance only protect us in the event where we cannot work due to workplace injury? We can't get protection if we get sacked or retrenched right? If that's the case, then it's not going to protect us from economic downturn, as...