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It sure would make things easier . I was lucky with my last job -I was able to work term time hence have the kids hols off and if one was off ill that was fine too. Jobs like that are as rare as but who knows whats round the corner...working on that one.

Lol -won't be signing anything and I shall be working on the plan as per the all the good advice. I may also buy a tin hat for when I post the plan on here ! When I said we can't afford to live here -I did not mean the rent we pay. I meant in terms of buying a property in the area . (or am I...

Not working myself but if you have a job going ??????????

Goals - to not be struggling in 10/20 years and have a 'house' of our own -paid off. But yes, we are very late in planning but now looking forward and trying to plan how to make the best for ourselves, the best we can. Thank you everyone for all your wonderful replies. Yes ,we don't have the...

A block of land , a townhouse, a unit by the sea, 2 acres with a house on in -to live in ourselves, oh and today a warehouse that had bedrooms ?? OMG HELP !! At the end of the year we will have 200,000 -ish. we rent, we love where we are- very handy to everything. We are in our 40's -no...