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if you put a good case to the 5 owners they should finance the dev.. going to the bank we require a builder to be involved.. but you may find a builder who will put his name to it.. by the way look at "kit homes" as the architect will work on around 10% of your budget then blow your...

ask your self would a builder pay $$ for this service ie what all your expenses are .. i would say that in you city most builders are flat out just doing their own thing.. why dont you do the whole project as even builders have to get loans to do this sort of thing.