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Yep, and if you read Money Magazine, they often talk about them with disdain as well...even though they sometimes slip into their rankings. You'll find they don't appear often though, I reckon it's because of this type of "just try and lock in new customers" mentality. I agree, they lock you...

More of a statement of the obvious. Thanks, so theres no definitive answer on these redraw offsetso then? If they are pushing out them there must be heaps of investors using them. Ignorance is bliss, until thetaxman comes knocking...

Just wondering if anyone knows whether this RateBusters product has had a ruling or been verified by the ATO? I'm new to loans, so what's the difference between a Redraw account and an Offset Redraw? Is a Redraw account not a separate sub-account, how do you know how much you can Redraw...