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Thanks Ozperp. I will check these out.

Thanks all for your replies. I am coming around to the thought that we are best to draw 20% from PPOR LOC and then get a separate loan for the rest. If this is unanimously the best way to do it, I am a bit confused as to why others outside of this forum (who don't appear to have a...

Hi everyone I have been searching trying to find information or articles relating to the pros and cons of xcol. Could someone point me towards articles/information on xcol and the pros / cons? I have read differing opinions on the subject and am trying to find out what will best suit me...