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If I tried to buy a residential property in an area which had been rezoned as commercial, and was refused because it was "commercial" property, I'd be looking for a "diff funder" anyway. (though I guess it would come down to the mortgage insurers- both of them). What about properties in...

Rolf, Then does that mean they could also clobber you with other commercial conditions like 10 years P&I loans? That could really be a killer!

Rolf, If a house is a house, does it really matter if the zoning is not residential? The zoning only says something about the possible use for a site- not the actual use?