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Yes, I paid off everything- and moved on. I learnt a lot from that. Primarily, don't stuff with the tax office. And secondly, I learnt to do without a lot of doodads for some time. (Though I do resent having had to take my children out of a school which was doing them a lot of good).

Thanks for the opportunity! I've actually been asked about this privatelt by another forum member who's been bitten, so it's possible there are others. This is not directly property related though. I invested, on the advice of a financial advisor, in a Tea Tree growing scheme. I researched...