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Wendy, Chris Batten has a manual available for $99 which goes into hybrid trusts in some detail- though I must admit, I had trouble following it.

Dale has pointed out in his manual about the ability to be able to distribute a small amount of money ($640K max pa) to your children. I have children 9 & 13 (aarrrgggh... a teenage daughter!). I had not thought about the longer term though until the excellent articles in the Financial...