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Stangman It's great that you're able to discuss these things with your mother while she's in a position to make the decisions. With my parents, some decisions were left too late,which limited the action which could be taken. We didn't know until later how much my Mum had deteriorated...

I have heard of cases where an older person in a large house takes in a boarder who stays for free, in return for light maintenance, cooking and companionship. It's something which can help a young person to save up for a house and provide a vital service in return.

My parents were in one of these places for a number of years before they required a higher level of care. What it provided for them was an intermediate level. The facilities were purpose built for people who may have had difficulties- no stairs, easy access shower and toilet, close monitoring...