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on that link it says it is for a credit card see below Westpac announced a brand new offer this week for anyone taking out their new credit card. They're going to give you six month's worth of retail purchases on it with a capped interest rate of just 4.99% p.a. I think it's a...

with the reserve rate at 4.25% i can not see it at 4.99% at the moment http://www.rba.gov.au/ wespac rates as per their webpage http://www.westpac.com.au/internet/publish.nsf/Content/PBHLHCPI+Interest+Rates