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Hi there...yes I pay it off every month. Oh, I see what you mean. Hmmm. it's a toughie because that means my balance in the offset account dips and that would mean I'm paying interest on a higher amount of loan. Sorry, am just not very good with this kind of calculations. Would really appreciate...

Hi there I don't know where this thread belongs, exactly, so my apologies in advance if this is the wrong place for it. My question has to do with the best way to use the offset account. We all know to pay everything we can by credit card and so leave the balance as high as possible to...