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cheers Thanks for the replies. I will be paying the interest on the IP LOCs no probs. I will be putting all extra monies into paying down the PPOR, but "I won't have to" as teh rent from IP 1 and 2 will cover the interest on its own. In effect, I am paying as much down as I would across...

We would appreciate feedback regards our current setup (pros cons do's and don'ts) and how to set up for the next step. We have taken advice from Property focused accountant, most happy with that but we have no way to "compare/share" with others in the same situation to ally our actions...