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If a broker obtains the same loan for you from the bank, what would be the difference going through the bank? Like what would they do differently? If there is only one title on teh loan document?

Thanks of sharing your experiences, good to get an idea!

Hahaha okay sounds good, thank you! But with teh all monies, generally tehy have a legitamite reason to take money from your accounts? What if the value of a house drops, can they take money from your offset account?

Hi, Have an IP with Westpac, looking at getting a PPOR loan with Westpac too through the bank, but avoiding X collateralisation. If there is only one security under the security section of the loan, is that ill need to do to ensure it is not x collateralised?? Anything else i need to do?? In...