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Personally, I think the emergence of the double income couple/family has had the biggest influence on rising real estate prices. I don't believe it's any coincidence that real estate really boomed from the early 2000s when the higher educated, higher earning (or simply 'earning') baby girls...

There's always something. Not long ago, we sold an IP to a young couple (double income) who were FHB (Yay! Good for them!) They edged-out another young man (single income) who simply couldn't come up with more money than the successful purchasers were prepared to pay. Apparently he had a bit of...