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hi johnnyb credit risk is a term that credit controllers and bank managers use. its more risk against return is what I use and I look at it as mitigated risk. I caveat if the loan is relatively high, over 10k under 10 and will lend if the lendee is some one that has lent from other lenders...

hi all mine I would say is a mix of 2 and 4 except I won't use managed funds not high enough returns. I use the cash money in the short term money market and use cash to generate cash, Have moved a little into shares but investing in cfd's and seeding floats. my structure is long haul with...