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hi Property Meister a very good question and one that needs a very good answer and the simple answer to it is that it not for a board or in reality this board. if you read thru alot of my earlier posts you will see that I have posted alot on syndication and that you can't recommend a...

hi kum yin lau couple of things and these are not for a board for me but its up to you if you want to post them I don't put the amount of comm as there are lenders that will do currency lending on comm here from o/s I have just put up 37mil for a client( I don't mind putting up a...

hi Property Meister my simple answer to the post is that it would be the last thing to do that type of transaction. that is exactly what people did when they went into the westpac type of currency loan. and its one of the worst type of this type of funding. and alot of people a lost their...

hi kum yin lau you are correct except for one minor point. and thats the last part. bank don't like you because you are talking about australian banks and unfortunately for them the rest of the world doesn't require any form of agreement from them. your form of hedging is the same and there...

hi all I can only be very generic with regards to this type of loan as they are very specific in what you can and can't lend against and they are not the normal westpac or bankwest type of loan. add to that to make them work you need to have over the 2.5 mil mark or the setup cost and the run...

hi yieldmatters as for fees brokers and agents charge fees lender get fees and the fees are incorporated in the loan structure. there is nothing in this world that risk free and I understand risk. but that a very different post

hi all have had a couple of chat and am in a bit better understanding with regards to this type of loan and will keep you informed with regards to how its going. at this stage. yes I will be going with it. so is going to be fun. I have discussed the margin call issue and as I have not...

hi whitehope06 you can do the same in south africa and people are looking at that for the comming world cup. the rate is 12% to residential house repayments and the same in a term deposit. the loans are smaller if you direct invest as the properties are cheaper and its 12% net return and...

hi all have a look at this excel is not very good and alot of people have a problem with my excels as they are raw info now if I invest the difference in interest and allow a 5% increase on the funds over a five year term and have a 7% in crease in value over the 5 years. and the rate goes...

hi all interesting site oanda and will have aread the yen is on par with the us dollar the yen trades at darling harbour at 90 in some and 111 in others and the us 98 and 105 so at of movement on the price of both but they are on a par. I will ask about margin calls and at what percentage of...

hi s_t thanks for that thats my idea as well my new purchase ( not thru yet)is a 10x 10 x5 x5 x5 with a 4% annual increase so I would have loved to do it but a comm so not in there basket. all mine are long haul in property so for me any movement is not an issue as we have rate movement all...

hi all will answer/question in red. 60 % LVR is a problem , because you have to find the other 40 %. You wont get a second mortgage on an O/s loan the same lender is the one to take it to 80% in aust here. Normally Banks require you to have 20% deposit but with LMI that could be a lot...

hi alba no some the funds in china are doing 35 and 40% returns. the cost of money has not got alot to do with returns on invstments. I think the asia two was working on getting a 20% return but some of the funds do alot better then that. carry accounts yes but this is slightly dfferent in...

hi yieldmatters not sure how it wipes out your position as this is what has been sadi before but if you have a loan of say 1mil and the 3% is 30k and you deposit the 30K in an account and that 30k is being draw down on. and your loan currently is ay 8% so 80K. how does it wipe out the 50k...

hi alba. this is a mortgage loan its a split loan 55% as a first and at 2.5 to 3% fixed for 12 months and variable for 5 years. the second is a variable from the 55% to the 80% and this is in aust dollars. the yen can be changed at any time to us dollar,stirling and it cost 250 dollars each...

hi all 5 months later and a bit of work. the question is changed abit. who has done a currency loan in australia with a international bank. my understanding is that by term depositing or paying upfront the 12 month interest this does negate the movement until you want to refinance. now I...

hi adamgo1 thanks very much for that info will follow a couple of the links

hi all has anyone done this type of loan. 60% lvr is no problem. I have looked at it some time ago but never spoken to someone that has done it. for me if you borrowed and set up the account over at the office at the bank and kept paying the 8% but the loan was say 2%( and you term deposited...

hi simonjulie I am interested in find a country that would lend in the first instance as security for them would be the biggest issue. the rate rise or fall is not a big issue as you can prepay the interest into an account in that country and then the repayments are paid in local currency so...