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An update: I managed to secure a pre-approval from a lender (I'll won't disclose here). 90% lend + LMI capitalised, ~5.5% (bit high, but beggers can't be choosers) at $490K purchase price.....pre-approval valid for 3 months. No QBE, no Genworth(less). And the insteresting part ---> I...

Yeh, right! Thank you for doing this research. It looks good. Looks like I'll have to sit it out for 6 months though, as that is the only condition I'm not yet meeting (paid both defaults late July 2009). If I recall, this was the issue with Genworth(less) too. Anyway, they're crazy and...

Thanks for the research Spectre...there might be a couple of options there. Will also try to clear my name as OC1 suggested. Btw, I wonder what ANZ's scorecard is after OPES Prime. Or how about CBA's scorecard after Storm Financial ....something about a goose and a gander

G'day All, Appreciate the responses. A solicitor? At $200 an hour......oh man, really, I'm gone mentally.....spent.....Genworth/Homeside shook me good I paid $30K to walk away from these b**tards because of a $400 credit default.............and I HAD THE DEBT already The Wizard of OZ...

Here's one for the mortgage brokers. The Broker who can get me out of this mess will be my best freind for life : Timeline Nov 2007 - I took out a home loan with Homeside lending for $500K to purchase a property for $545. LVR was 91.7%. Feb 2008 - I became concerned about rising...