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    To sell or not to sell... how can I structure a new mortgage?

    Thanks PTBear. Not having looked at lo doc's before, I came across some that include PAYG employment (iirc, one said something about employment of 30 months in the last 3 years). She has never been out of a job, it is just we would prefer not to wait another 6 months to meet the full time...
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    To sell or not to sell... how can I structure a new mortgage?

    After a quick brain storm, I am leaning towards the following: Wife to Lo Doc refinance to 90% on current ppor - leaves 65k LOC Pay off 50k personal debts Leaves 15k for mortgage under my name for new ppor - Standard loan at 97% for around 325k. Just a question - will there be any...
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    To sell or not to sell... how can I structure a new mortgage?

    Hi all, My wife and I are currently looking at selling and moving to a semi rural house (both in SEQ). Currently the finances are: PPOR Worth 350k Owe 250k Income 70k & 60k We are about 2 weeks away from putting it on the market to sell, using the 100k to pay of personal...
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