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Here's some advice from a real expert ;) http://www.residex.com.au/newsletter/source2010_04aMC.html?content=commentary&from=news0410a If you can't be bothered reading the article in full:

You seem to have your head screwed on right at least with the fact you consider prices dropping a possibility...I would say rent the house from the parents (do the right thing and pay them rent) and give it another 3-6 months before making a decision to buy (price direction will hopefully be...