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This is what worries me. Given that so many good investment properties on the market have some sort of sheds or garage with windows or teenage retreats at the backyard. uhomeloan is just not suitable for this kind of properties. I really wonder why they have such policy? Don't they realise...

I exchanged contract for a house on October 21, 2013. The agreed settlement date is December 2, 2013. Since the property is sold by NSW Trustee and Guardian, there is no cooling off period and I put down 10% deposit (around $35,000). The dealing with ubank has been good at the beginning. :) I...