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I will be ready for this next year if they try, why don't companies including banks value repeat business and seem more concerned with gaining new customers. My variable rates with NAB and Wpac will be my next battle as it appears they are way too high

Interesting, I recently moved 7 or 8 policies to youi from Allianz and saved about 6k, the big difference was in our ppor which is in a cyclone region. Allianz wouldn't cover one of our properties in Orange for some reason so kept that one with Allianz