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Thanks guys, great to get a different perspective as it is easy to let things drift along and not take action when there might be better options.

Good advice thanks Redom Hugh

Thanks Peter, yes looking to expand further this year after just paying down investment debt for the last 4 years and thought I should fix some mistakes (uncross) some properties first.

Thanks for the advice, I will post how I go Hugh

Thanks Corey sounds straight forward, do NAB still require a new application/assessment if a 5 year IO is about to lapse in a couple of months?

Hi All I was wondering if there was a plan of attack in approaching NAB to uncross multiple loans, I know this is their favoured method of operation. My most recent loans are with a broker from this forum and were set up correctly but I would like to fix the mess I created first before I knew...