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However, a lot of the money to purchase usually comes from selling their previous property, which may now be flooded. I doubt the floods will have any significant effect on prices one way or the other. Especially not for high and dry properties.

Yeah, it's funny reading what I wrote in July about most people not looking at flood maps when they purchase a property. I bet that will change now! (Temporarily, until people forget about it all over again).

(a) insurance (b) no problem selling because most people don't ever look at flood maps, and if they do, refer them to (a).