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Does anyone think their discount (above advertised) will have any bearing (limitting) on future borrowings and lvr's? also for those with greater than the advertised rate with CBA are they limitting you to lvr's of below 75% like advertised and what would the case be if you needed to refi...

its funny it always seems to be the other bank that can do more for you regardless of who it is, makes me wonder weather the big banks real intend is on turning us over to generate more fees etc?

care to post up a link to the "offer"?

things went out of wak when most of the other majors increased beyond the rba hike while nab didnt (wasnt to long ago) just going on advertised rates (which is all you can really bank on) NAB seem better than most for smaller loans, just above 250k seems to get you the most value with NAB...

Bank marigins are the highest they have ever been not sure if locking in that margin in for the next 5 years is a wise move (effectively what you are doing with loans.com).