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Hi Locko! I could possibly 'retire' right now, 4 years into investing. But I would not want to do that. In my experience, we find that we just keep looking at more and more, we want a really nice house, not just a mediocre one. Why stop working when you could retire with much more thn you...

I would have called. I think it's very silly to brush off those who are in the position you want to be in and it sounds to me as though you may be looking for a quick retirement fix? Lemme tell you this then: There is none, and you will have to change your mindset before you can begin to...

In answer to the few people who are in the midst of refinancing at the moment having trouble, I'm not sure why this is? Is it possibly the particular financial institution you're dealing with? Remember you may have to switch lenders to one who is favouring cash out. Also, I have experienced a...

As always, cautious investor Alex, and a very good trait to have my friend. I always remember that if at any point in time long term lenders refuse to lend and or I don't fit their lending criterea then I will sell and reduce debt. I can think of much worse problems to have! :) Either way...

As usual, I agree with Rixter, and disagree with Dazz. But ina good way, everyone is different and I appreciate those differences. Main reason being that not using equity profits to me seems silly. It could at least be used to reduce debt, but either way: unused equity is just waste if it's...