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Agree with what you're saying. Maybe my posts weren't clear :confused: I was just commenting that most people would prefer to retire with the ability to spend money without worry. I'm not implying that people should work like a dog for 45 years and have no fun along the way in order to have an...

Hopefully mid-fifties but we'll see how that goes ;-). As long as they are enjoying what they do, that's the main thing. Sounds like they're having a fantastic retirement.

I certainly would like to have financial freedom in my retirement. If you call that being sold cheesy drivel them I have been well and truly sucked in.

Of course financial security is important, that's not at all what I'm saying. I simply said that the vast majority of people would prefer to have the ability to spend more in their retirement. We all have a dream of living an idylic life in our retirement where we travel and do all the things...

If they are spending less it's through necessity not through choice. All of us want to retire with the freedom to be able to do what we want, when we want. I'm sure those who spend less when they are retired only do so because that's what their finances permit.

I don't agree that more time equals less expenses, to me it's the other way around. When you have more time you want to be more active, keep yourself busy, you don't want to be sitting around the house watching tv all day, you want to be taking more holidays, day trips, games of golf, lunches...