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Yeah sorry, got carried away with myself... Rent was one thing I felt I "HAD" to pay ON TIME, no excuses.... ph bill ws paid late at times etc, but not rent, had the fear of God in me on that one... The 'funniest' I've personally heard have been similar to Rob William's example "Aah, they...

took me too long to see the light.. despite seeing others doing better than me, I figured, I dont know.. "it was different"... I figured all you could do is save if you ere good at it, and THEN... if you saved heaps you coudl do ome stuff liek others were doing, but had no idea that it was not...