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Maybe cause 2.85% nett does not sound like a HIGH return and many obviously think the nett returns could/should be higher.... There, I've opened it up for more discussion of your point if you wish... Perhaps it's good to know

Looks like i may be getting closer to holding $1m worth of property soon (ppor included), but with debt. I'll let you know if my life changes fantastically as soon as I hit that mark - wel it will actually, I'llhave t pay more bills out of my currrent salary !