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Pablo, My understanding and attempt to explain what others have said much more conscisley to me before is: Once you have extra csh to put against an investment loan, if you put it in an offset, the bank/ATO consider the loan blance to be the smae, but the interest is ony charged on the...

This is what I did and am doing for a few more months, till I dont need to anymore. I dump both my rents into my PPOR mtge. Use the LOC for interest payments and pay the rest of the bills out of my weekly pay (same as you suggested, but I like being able to give tenants my mtge act to dump...