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I can imagine it wouldnt get to that

I got carried away when weg told me the option exists - could have told me it was useless to me weg :mad:

Sorry I wasn't trying to be smart about it, but I didn;t know aobut the transition to retirement thing at the 55 yr old end of the scale...I thought that applied lcoser to the 65 year mark wonder if I'll be smart enough between now and then to be able to use it when I turn 55....

Correct in extreme circumstances, you get options with lot of thing... Bank give you some time not having to make repayments in extreme cases... but I think everyone ele wa talkig about the limiaton of superannuation when not in extreme circumstances which is probalby the better way to plan /...

My problem is that I worry about more than just my super ! Superannuation is not the only thing that can be unpredictable in life... At the moment actually, my super is worth almost as much as my PPOR (I'm 40, been working earnign average money since I was 17), so it's my 2nd biggest...