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Agree. Like the guy you quoted, I can't think of any scenario - whether it's a PPOR or IP, where it would make sense to take a P&I loan. The only one I can think of is as you said, if you're not good at managing money. Or you have a gambling problem. If you risk blowing it all, then P&I is a...

As per Scenario 1 on Redom's list....interesting....

He's already answered this: "Chances: This ones the media's favourite as its easily understood and very transparent, but not popular amongst those in charge. Slim until data points otherwise." Also didn't they do this in NZ ages ago? I remember reading about it a while back...or did it...

Excellent analysis Redom, I really enjoy reading your posts. You forgot to add "Chances of this happening" to the end of the "Interest Only" section. Of all the things they could do, I think this would hit me the hardest so I would be very interested in your thoughts on this. What are the...

There's nothing more powerful than access to cheap capital. We have cheap capital, but now access is being tightened. What will this do to the market? For example, has the Brisbane "catchup" been cut off at its knees? Will this have as much of an impact to the Sydney market as the vendor tax...