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Ok thanks. This happened with my last loan with AMP too. Maybe it's just something about me or my particular application.

Yes I am getting 90% + LMI (actually this confuses me a bit - why else would I need LMI, of course it's going to be over 80% right, otherwise I wouldn't need it?). And what does "DUA" mean?

^^AMP, I figured they wanted to do their own assessment

Ok thanks, will do! I have enough cash to pay the full 20% anyway even if they reject my LMI application but you're right better to be safe than sorry.

Finance was due on Friday and I haven't heard back from the seller yet about my extension request. This morning the bank told me the loan has been conditionally approved and it's now with the mortgage insurers and all they need now are some additional documents (easy stuff - they need rental...