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No I get that. It makes a world of difference for some people. But a lot don't need it. I was talking to a friend with a monster deposit and he was still harping on about the benefits. It still attracts a lot of people who really shouldn't need to factor it into their decision making process.

I don't get people who are incentivized by these small amounts. Save on stamp. First home buyers grant. Rental guarantees. They are nice icing on the cake, but why would you make big decisions (like spending a million bucks) on such minuscule bonuses. Need to look at the big picture. My cousin...