Search results

I think you misread my question, I meant all reasonably likely scenarios, which *doesn't* include WW3 - that's something no investor would realistically need to plan for:) Otherwise it's too easy, you'd say that the only way to be 100% risk free is to have 0% LVR. This is not the point of this...

As I said, "I'm not talking about purely paying down loans or having bigger deposits - money in LOC or offsets counts too." So include any liquid equity as part of the calculation.

Yeah this is what I had in mind too. I'm looking to scale back risk, and will be saving and targeting the 50-60% mark in a few years.

I'm not talking about purely paying down loans or having bigger deposits - money in LOC or offsets counts too. So for the purposes of this hypothetical question, 90% LVR with a 10% LOC buffer, 10% in shares and 10% in equity you haven't extracted yet means you're 60% LVR. Anyway we've seen...