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Yeah it's not easy. I think it's an important part of the transition though. When I see millionaires that are so tight they won't even donate a few bucks to charity or shout a few friends to a meal, then I wonder what have they really achieved?

A lot of us have penny pinched and lived humbly to get started. But at what level of equity did you begin to allow yourself to just live comfortably? I'm not talking about epic splurging and running out and buying an expensive car or whatever. I'm talking about just not having to check the...