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Agree. I figure it would be either very short terms or 45 days. 21 is a weird middle spot.

I don't get it either. All the agents tell me I have no chance with 45 days, but even when I have all my stuff organized and perfectly lined up ready to go, there are always unexpected delays. Especially in a hot market, because the banks are getting slammed. Maybe just ask for 21 then keep...