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  1. J

    QLD finance date = bank approval right?

    Oh I see, I guess you could register it so you have proof it was sent to a certain address. Makes sense.
  2. J

    QLD finance date = bank approval right?

    I just checked the contract, the whole lawyer part is completely empty. The part about "Solicitor / Self Acting" is also empty! My worry is that if I can't go through her agent, then what if the seller doesn't even have a fax, which many don't these days. Have you dealt with something like...
  3. J

    QLD finance date = bank approval right?

    Also one more question. The seller is self acting, no lawyer. The agent seems to deal with 99% of her matters as they are best friends or so they tell me. Would it be legally binding for them if we sent the confirmation fax to the agent? Or does it need to be either the seller or a sellers...
  4. J

    QLD finance date = bank approval right?

    Definitely, will be glad to have someone to reach out to. If only you were handling this one. The company I'm dealing with now replies to my emails 48 hours later if I'm lucky, and seem like a production line and I'm just another case to get to when they have the time. My brother is going to buy...
  5. J

    QLD finance date = bank approval right?

    I already have one but not happy with them. You can bet that you'll be first on my list for the next property that I buy! You really know your stuff. Thanks I really appreciate that. Always so interesting to learn about these little subtleties of the law.
  6. J

    QLD finance date = bank approval right?

    Makes sense. So you can actually break the finance date without approval from the seller and still maintain the contract, as long as you get financing before they have a chance to break the contract themselves. Wow, never knew that. As a buyer I hope I'm never in such a desperate bind to need to...
  7. J

    QLD finance date = bank approval right?

    So let me summarise. If I have obtained unconditional approval for the loan by this date, I don't actually need to have signed the documents by this date, I only need to be prepared to go unconditional on the contract. However, unlike other states, in QLD I need to actually tell the seller...
  8. J

    QLD finance date = bank approval right?

    Don't you mean the other way around? After 5pm I'm either out (for failure to obtain finance) or we're both locked in.
  9. J

    QLD finance date = bank approval right?

    Ok this might seem like a silly question but I'm getting so anxious about a deal I'm working on I'm just making sure I have everything perfect:) Does the finance date mean I have to get bank approval by this date, OR does it mean I have to get bank approval AND sign off on all the mortgage...
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