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Rolf Its exactly like buying a fridge, my fridge just ticked over 18 years :D My point is that if you don't ask for a discount you definitley won't get it, the important thing to know is work out what discounts are available out in the market and when you ask have a few valid points to...

Good broker will know who to talk to, I was offered .77 but sent my broker back for more recently and she got my PPOR to have a .97% discount and most of my investment properties sit at .86%. Just pushing another property through at the moment and have asked her if she can get my PPOR over 1%...