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Hi itinerantotter, Would love to hear your story if you don't mind sharing?? Have you concentrated on purchasing RIP's, or do you purchase into other asset classes as well? Do you pay down loans as you go, or have you let capital growth over time bring down your LVR? Regards Jason.

I like your strategy of paying out your PPOR and I would stick to it. I'd probably get rid of the managed funds and just put the money into my offset account to reduce the loan. Regards Jason.

Sometimes a fresh start is best, so that was a good decision for you then so that you can move forward now. Now you have a plan that you are comfortable with and are working well towards. Having a fully paid off PPOR will certainly put you in a very strong position in the years to come...

Hi crc, Sorry to hear of your experience. Have you managed to recover and save some of your portfolio? You certainly give good advice, considering that rates are now very low, I wonder how many people (both owner occupiers and investors) may be tempted to over committ now and may be in...